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Unfortunately, identity theft is a very real threat to everyone.Even if you don’t keep an eye on your credit reports each month, that’s OK because monitoring your score can help you make sure your identity isn’t being fraudulently used - a drastic change in your score can indicate that something may be wrong and help you keep track of how your sensitive information is being used.It’s important that you have access to your credit score, especially since it's not part of your free credit report.After all, it’s a number that lenders, landlords and others use to evaluate your credit worthiness.

On the other hand, plenty of things can positively affect your credit.That’s why we want you to check your credit scores each month without being charged for it.Review your profile now The honest answer to that question is this: your score can change at any given point in time.Frequently checking your scores helps you know where you’re at when it comes to achieving your goals, and can help you qualify for better interest rates.

You don’t have to be wealthy to have good credit but having good credit can help you achieve your financial goals more easily. Your score is updated every 30 days, and you can always check it for free. We want to help the hardest working Americans (you) understand their credit and to take control of their financial well-being-without making them work harder.

While this is not a full credit report, it can also give you a picture of the five key areas included in your credit report.